- Gespielte Titel
- Zugehörige Podcasts
- Zugehörige Sender
- Zuletzt gehört
Our Student Loan Questions Live: Part Two
"Is it totally crazy to go to grad school before paying off my undergrad loans?" "Is it best to pay the smallest [loan] first and reduce your number of loans? Or is it best to reduce your highest interest loans first?" "Lately I've been thinking about refinancing my student loans, but I worry about moving from fed loans to a private company [...] does it make sense to do this?" "Do you think it's likely that in this lifetime, student loan victims unionize and agree to collectively default?" You've sent us a lot of questions about your student loan debt. And in this episode, we're trying to get some answers. In the second night of our live call-in shows about student loans, we're joined by Miranda Marquit, a finance expert and senior writer at the website Student Loan Hero. Together, we're taking your calls to talk about ways to tackle your debt proactively and efficiently. If you missed night one of this call-in special, you can go back and find our conversation with other experts and listeners . Here are some of the websites mentioned during tonight's show: - Recommended by Miranda as a way to find fee-only financial planners who specialize in working with Gen X and Gen Y clients. - Recommended by Miranda as another resource for finding a financial planner, run by the Certified Financial Planner Board. - Recommended by financial aid counselor Danny as a way to find out exactly how much debt you've taken out, and how to contact your loan servicer(s). - A look at what Americans spend their time on—Miranda points to it as an example of how much time we spend watching TV and doing other activities during time that could be spent bringing in additional income to help pay down student loans.
Our Student Loan Questions Live: Part One
After we released our on student loan debt earlier this summer, we got a lot of emails from you. In addition to your stories, you also had questions about your loans: about what concrete steps you can take to pay them off smartly, and if you're not in school yet, about whether it's worth it to go into debt for college in the first place. One listener wrote in about his shared debt with his wife: "W e are continually putting off having children because we realize we really can't afford it. We are concerned about the Public Service Loan Forgiveness program still existing by the time we can have our loans forgiven. We found ourselves unable to be approved for a loan to buy a home because of our extreme debt. The situation is so overwhelming to us." So this week, we're gathering several student debt experts to take your calls live, and help you sort through some of the big questions that you have about loans. In this first of two live call-in shows, we're joined by Rohit Chopra, a Senior Fellow at the Consumer Federation of America; Tressie McMillan Cottom, Assistant Professor of Sociology at Virginia Commonwealth University and the author of Lower Ed: The Troubling Rise of For-Profit Colleges in the New Economy; and Anya Kamenetz, lead education blogger at NPR and the author of Generation Debt. And we talk about the changing face of student loans under the Trump administration, about the communities hardest hit by the student loan crisis, and about how to decide if going into debt is the right choice for parents and kids. After listening to this episode, listen to . Looking for the website that Rohit Chopra mentioned about help with public service loan forgiveness? It's here: .
Tracy Clayton's 2017 So Far: Therapy, Forts and Auto Bill Pay
Back in January, I interviewed Tracy Clayton, who writes for Buzzfeed and is the co-host of the podcast Another Round. We talked about the long thread of New Year's resolutions she’d tweeted out for everyone to see — everything from getting her taxes done by a professional to . "You know at the top of the year you’ve got, like, hope and energy," Tracy told me when we recently caught up. "It’s like the slate’s being wiped clean, and now you can do anything. New year, new you." More than halfway through 2017, Tracy says she's in "a much different place today" than she was at the top of the year. So far this year, Tracy says she's made financial strides by signing up for automatic bill pay and having conversations with her dad about his finances after he's gone. She also "bought some real fucking grown up furniture" for her living room — one of her goals we talked about at the beginning of the year. "It should not have cost as much as it did," Tracy laughed. "But, this was also a really good exercise in investing in me." Tracy also tweeted about going back to therapy in June, after not going for several years. "It's hard and it's been kicking my ass," she said. "The things that I'm dealing with are catching up with a lot of the really, really, really big changes that have occurred in the last two years or so that I haven't really thought about or dealt with." She added, "At the top of the year, that wasn't something that I even realized. I do think it's accurate to say that I'm working on accepting things that I can't change, which I've never been good at." Tracy accomplished her goal of meeting a chicken! Check out her interview with Melissa Harris-Perry's chickens here:
As Harvey Hits, Looking Back at New Orleans
We changed our plans for Death, Sex & Money this week as we watched the storm known as Harvey pummel the Gulf Coast. It's made us think about the conversations we had in New Orleans two years ago, for a series about life there around the tenth anniversary of Katrina. In those episodes, we profiled five people and heard in detail about how their lives were forever changed by a few days of rain, wind, and catastrophic floods. We also heard about their collective trauma of having the home they knew suddenly under water, and about the very long process of rebuilding. One of the people we interviewed, Dr. Kiersta Kurtz-Burke, is heading to Texas this week to volunteer with a medical team. When Katrina hit New Orleans, she didn’t evacuate. Instead she stayed inside New Orleans’ Charity Hospital, where she worked for six days, caring for 18 patients on the 5th floor. There was no power, and it seemed like no one was coming to rescue them. Before they were finally evacuated, Kiersta—who was part of the last group of people to leave—helped clean up the space for when her staff returned. "We didn't want it to look messy," she remembers. "We were naive." Charity Hospital never re-opened after they left, but Kiersta returned to New Orleans after being evacuated. After a long rebuilding process, she still lives there today, and is raising her family there. "We just got too weird for any place else other than New Orleans," she laughs. We compiled a list of organizations that need your help after Harvey. Find it here:
Katie Couric on Death and Dishonesty
Katie Couric has lived in the public eye since 1991, when she began co-hosting the Today Show on NBC. While she's built a career on her unflappable on-screen presence, she says that same journalistic rationality served her poorly when crisis hit closer to home. In 1998, her husband, John Paul "Jay" Monahan, died of colon cancer at 42. Katie says her reluctance to accept the inevitable conclusion of his diagnosis is something she regrets. "I really tried to not fall apart in front of Jay, and looking back on it, there's probably a lot of dishonesty about the whole thing," she says. "I think that sort of cockeyed optimism prevented me from ever really saying goodbye." After Jay's death, Katie parented their daughters alone until 2014, when she married her second husband, John Paul Molner. While her two husbands share a name, Katie says there’s a lot that differentiates the two marriages. "I'm in a different phase of my life," she told me. "The horizon isn't quite as far as it was when I married Jay." Katie turned 60 years old this year, and says it was more emotionally difficult than she expected. "Half my life is over. It's been a little a little depressing for me," she said. But, she admitted, you’d never know it from looking at her Instagram feed. "You can give people the impression that you're a fairly one-dimensional happy person," she says, "when the truth of the matter is it's much much more complicated than that."